ACCOUNTING & BOOKKEEPING SERVICES

At PG Financial’s Accounting & Tax Services, we offer a full range of computerized accounting and bookkeeping solutions and services.  We can perform all accounting and bookkeeping services for you and your business at a fraction of the cost of hiring a full-time bookkeeper.  If you or someone else in your company wants to keep the books, we can provide as little or as much technical support as you need.  Most clients prefer to make their own deposits and pay their own bills, with the exception of payroll.  We can help you set up a manual or computerized bookkeeping system and produce full accounting records (journals, ledgers and financial statements) from your source documents.  This allows you to spend more time managing your company and seeking ways to help it grow and prosper.

We do far more than just provide the bookkeeping services of our clients.  We will review your financial records monthly or quarterly and provide advice on cash flow management, budgeting, lease vs. buy decisions, and tax planning.  We will compare your business results of operations with other similar businesses and let you know if certain expenses are too high, compared to other similar businesses.

Services we provide include bank reconciliations, preparation of all general journals, general ledger, financial statements and payroll records.  In addition, we offer the following services related to the accounting process:

• Accounts Receivable Processing where we produce invoices and/or statements for you for your customers
• Accounts Payable Processing where we will pay your bills when due
• Payroll Processing where we can prepare payroll checks or initiate Direct Deposit of pay amounts to your employees
       (All payroll reporting and payroll tax deposits are taken care of for you!)

Fees for these services are quite reasonable, starting at less than $100 per month for very small businesses.  Feel free to call our office and set up an appointment to review your needs and situation.  We will be glad to provide a fee quote at that time.  AND--there is NO CHARGE for this initial consultation!

COMPUTER SERVICES
If you have your own computerized accounting system or are considering converting from a manual system to a computer, WE CAN HELP!!!  We can advise on what hardware you will need, help you acquire and install all components and even help you get your entire office networked, if you have or need more than one computer workstation.

Technology is truly wonderful, but if you are not familiar with how it all works, it can be very frustrating!  Let us take the frustration out of this process for you.  We offer complete turnkey packages and will be there until everything works the way you want it to.  In addition, we can help make sure you avoid a very costly, but common misconception--that is, "getting a computer will solve all my problems and give me much more free time to do what I want!"  Computers are great, but they are only beneficial if used correctly by someone with the proper knowledge.  We have seen real messes created by businesses that computerized without really knowing what they were doing.  Don't be a victim of "GIGO"--garbage in, garbage out!!

For accounting software, we can recommend a system that will work best for you considering your specific needs and business environment.  We are also certified consultants for QuickBooks, the top-selling small business accounting software program.  Our staff is trained to assist you in setting up your books correctly from the start and can continue to help you with questions or problems that arise in day to day activity.  We can provide on-site assistance, telephone assistance, and even remote assistance through the Internet if you have high speed internet access.  Remote assistance technology is built into QuickBooks, and utilizing third party vendor software, we can access your computer from our office and work on almost any software application or system problem, making support easier, quicker and more cost effective for everyone!

We will also help make sure you do not get caught in that very painful position of--"Backup?  What backup??"  We will help set up an automated on-site backup routine as well as provide off-site data backup to protect against physical loss of data from natural disasters like fires and hurricanes.

Call our office and make an appointment to allow our staff to show you just how wonderful technology really is!  Wouldn't you rather be at the beach (or fishing or shopping or golfing), instead of trying to close out the month on your computer?

BUSINESS CONSULTING SERVICE

As business consultants and advisors, we can provide guidance in how to set up your business entity to take advantage of your specific situation and legal and tax regulations.  There are a number of choices of entity selections (corporations, partnerships, sole proprietorships, limited liability companies), each made for specific situations.  We can help you choose the one right for you.

We can make sure you are aware of tax reporting requirements, employment issues (such as employee vs. independent contractor issues, minimum wage issues, workers compensation coverage laws--just to name a few!)

You went into business because you are good at what you do and have a desire to succeed.  Don't let issues you are not aware of cause you to fail!  Let our qualified staff assist you and guide you through the maze of federal, state and local regulations that can put you out of business if you fail to heed them!  Ignorance really is no excuse, but it is a reason--for many business failures.

We also can help you develop a business plan, budget, cash flow projection, advise you on fringe benefit packages available and affordable to your business, as well as assist you in obtaining financing for initial business start-up or expansion.

Over the years, we have developed a network of other business service professionals; bankers, attorneys, insurance agents, investment advisors, financial planners.  When you need assistance in an area outside our areas of expertise, we will direct you to someone qualified in that field who will work with you to meet your goals and needs.

Our business consulting services tie together all the other services we provide.  You cannot plan for business growth or expansion without taking into account income tax issues, estate tax concerns, insurance liability concerns and legal exposure.  By providing overall business consulting services, we can help make sure you achieve all your goals--personal and business.  In other words, we will help you see the big picture...to put everything in perspective.

We have clients in virtually every area of business--farming, construction, medical services, professional service firms, retail sales and wholesale trade.  Call us for a free initial consultation on how we can work together to help you be the best you can be!

     "It's not the money you manage to make, but how you manage the money you make"
CALCULATORS